Coverage

Choose exactly what you need — and nothing you don't

Three straightforward plans, each explained in plain words with the price shown before you commit. Mix and match — most families combine renters and auto.

Renters

Renters

$14/mo
  • $30,000 for your belongings
  • $100,000 liability protection
  • Hotel & meals if you're displaced
Get my quote
Most chosen

Auto

$52/mo
  • Liability up to $250,000
  • Collision & comprehensive
  • 24/7 roadside assistance
Get my quote
Families

Term life

$18/mo
  • $250,000 payout to your family
  • 20-year level term, locked rate
  • No medical exam under 45
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Plain language

What every line on your policy really means

Replacement cost
We pay what it costs to buy your item new today — no deduction for age or wear.
Liability limit
The most we'll pay if you're legally responsible for someone's injury or damage.
Comprehensive
Covers your car for things that aren't crashes — theft, hail, a tree branch, a broken window.
Level term
Your monthly price stays exactly the same for the whole term — it never quietly creeps up.

Coverage questions, answered

Yes — bundling knocks about 12% off both, and you'll see the combined price before you buy.

Candor Cover

Plain-language insurance for renters, drivers, and young families.

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© 2026 Candor Cover Insurance Services. Licensed in 42 states.

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