Renters
Protects your stuff and covers you if someone's hurt in your place — from $14 a month.
See renters coverageRenters, drivers & young families
Insurance you can actually read, priced without asterisks.
We explain every coverage in plain language, show the real monthly price up front, and pay claims fast. No jargon, no fine print, no surprises when it matters most.
93% of claims paid in 7 daysCancel anytime, no feesA-rated, licensed in 42 states
Sample renters quoteMost chosen
- Personal belongings
- $30,000
- Liability protection
- $100,000
- Loss of use
- $9,000
- Deductible
- $250
Your price$14/mo
Start my quoteReal sample. Your price depends on where you live and what you own — no hidden fees, ever.
What we cover
Coverage that fits real life
Pick what you need, skip what you don't. Every plan is written in plain words so you know exactly what you're buying.
Auto
Liability, collision, and roadside help with clear limits you actually choose — from $52 a month.
See auto coverageLife
Term life that pays your family a set amount if the worst happens — from $18 a month.
See life coveragePlain language
The jargon, translated
Insurance words are confusing on purpose almost everywhere else. Here's what a few of ours really mean.
- Actual cash value
- We pay what your item is worth today, after wear and tear — not what you paid for it new.
- Loss of use
- If your home is unlivable after a covered event, we cover hotels and meals while you're out.
- Deductible
- The part you pay first on a claim. Pick a higher one to lower your monthly price.
- Subrogation
- If someone else caused your loss, we pay you first and then go collect from them — you don't have to.
Our promise
If we can't say it plainly, we won't sell it.
Every policy is written at an eighth-grade reading level and reviewed by real customers before it ships. If a clause is confusing, that's our bug to fix — not your problem to decode.
93%of claims paid within 7 days
4 minaverage time to a real quote
$0hidden fees, cancellation charges, or gotchas
How it works
From question to covered in one sitting
- 1
Answer a few plain questions
Where you live, what you own. No credit-card wall, no sales call.
- 2
See your real price
Adjust coverage and watch the monthly number change live — no fine print.
- 3
Get covered today
Your policy documents arrive in plain language, ready to read in minutes.
Neighbors who read the fine print — and found there wasn't any
“I understood my whole policy in about five minutes. That has literally never happened to me before.”
“Filed a claim on a Tuesday, money hit my account that Friday. No runaround, no phone tree.”
“The price on the quote was the price I paid. After years of surprise fees, that felt radical.”
Common questions
Yes. Cancel from your account in a couple of taps and we refund the unused part of your month. No fee, no phone call, no reason required.
From where you live, what you're covering, and the limits and deductible you choose. We show every factor in your quote so nothing is hidden.
Real people answer by chat and phone seven days a week, and every policy comes with a plain-language summary you can re-read any time.
See your price in about 4 minutes
No account, no credit card, no sales call. Just an honest number.