Schedule B — Fees
A published rate card, not a negotiation.
Fees are stated below, in full. Rates change only with 30 days' written notice, and every invoice reconciles line-by-line against this schedule.
B.1
Operating
For finance teams consolidating up to five entities.
$850 / month
Billed annually. Monthly billing at $995.
5 legal entities, 20 bank accounts
ACH and wire origination
Continuous reconciliation
Email support, next business day
B.2
Institutional
For controllers running multi-entity, multi-bank treasuries.
$2,400 / month
Billed annually. Includes quarterly control review.
25 legal entities, unlimited accounts
RTP, FX, and sweep scheduling
Policy engine with delegation matrix
Examiner export packets, unlimited
Named support engineer, 4-hour SLA
B.3
Charter
For funds and institutions above $500M under administration.
0.85 bps on AUA
Annual engagement, priced on assets under administration.
Everything in Institutional
Dedicated custody desk and treasury engineer
Bespoke bank and ERP integrations
Annual control walkthrough with your audit firm
Schedule B.4 — Transaction fees
Per-transaction rates, stated in full
Transaction fees pass through at the rates below on every plan. There are no volume tiers to model and no unpublished surcharges to discover on the invoice.
| Item | Unit | Rate |
|---|---|---|
| ACH origination | per item | $0.15 |
| Domestic wire | per wire | $4.50 |
| International wire (SWIFT) | per wire | $12.00 |
| Real-time payment (RTP) | per item | $0.75 |
| FX conversion | on notional | 12 bps |
³ Partner-bank pass-through fees, where applicable, appear as separately itemized lines and are never marked up.
Schedule C — Questions
Answered for the record
The questions procurement and audit committees ask most, answered the way we would answer them in a diligence session.
C.1 — Is there an implementation fee?
No. Implementation, entity mapping, and the parallel-run period are included on every plan. The only fees you pay are on this page.
C.2 — What happens to our funds if Meridian shuts down?
Nothing. Client funds sit in segregated accounts at partner banks under your entities' names — never on our balance sheet. Your banking relationships survive us.
C.3 — Can we move between plans mid-term?
Upgrades take effect immediately with a prorated credit. Downgrades take effect at the next renewal; nothing is clawed back mid-term.
C.4 — Do you support our auditors directly?
Yes. On Institutional and Charter, your audit firm gets read-only examiner access and our team joins fieldwork calls on request — at no additional fee.
C.5 — Is there a long-term contract?
Annual terms on Operating and Institutional; Charter engagements run one year with a 90-day exit clause. Data export is unconditional and free at any time.
Take the rate card to your committee.
We will prepare a written fee estimate against this schedule for your entity count and payment volume — suitable for direct inclusion in your procurement file.