Coverage Choose exactly what you need — and nothing you don't Three straightforward plans, each explained in plain words with the price shown before you commit. Mix and match — most families combine renters and auto.
Renters Renters $14 /mo
$30,000 for your belongings $100,000 liability protection Hotel & meals if you're displaced Get my quote Most chosen Auto $52 /mo
Liability up to $250,000 Collision & comprehensive 24/7 roadside assistance Get my quote Families Term life $18 /mo
$250,000 payout to your family 20-year level term, locked rate No medical exam under 45 Get my quote Plain language
What every line on your policy really means
Replacement cost We pay what it costs to buy your item new today — no deduction for age or wear.
Liability limit The most we'll pay if you're legally responsible for someone's injury or damage.
Comprehensive Covers your car for things that aren't crashes — theft, hail, a tree branch, a broken window.
Level term Your monthly price stays exactly the same for the whole term — it never quietly creeps up. Coverage questions, answered Can I bundle renters and auto? ▾ Yes — bundling knocks about 12% off both, and you'll see the combined price before you buy.
Can I change my deductible later? ▾ Any time. Raise it to lower your monthly price, or lower it for more protection — the new price shows instantly.
Plain-language insurance for renters, drivers, and young families.
Stay in the loop Plain-language tips, once a month. No spam.
© 2026 Candor Cover Insurance Services. Licensed in 42 states.
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